If I purchase a Monthly Pay Pass, do you do a credit check? No, we do not require a credit check to purchase a Monthly Pay Pass. Was this article helpful? Related articles How do I get my Monthly Pay Pass? How do I reconcile a delinquent Monthly Pay Pass account and turn my Pass back on? On what day will my credit card be charged each month for my Monthly Pay Pass? I have a Monthly Pay Pass what happens if I miss a payment? Do I need to be preapproved in order to purchase an Monthly Pay Pass?